Being in debt creates a lot of stress and negative emotions in people. The more people worry about their debt, the more overwhelming it becomes. Calls from creditors, emails, text messages, and letters at home and at work are constant reminders of the financial challenges you face.
Working with the debt consultants at 4 Pillars provides relief from this anxiety and emotional stress. The debt consultants provide a confidential analysis of your debt and your financial state and then develop options to address the debt. This is done through a full review of your financial situation and in discussions about your goals.
For many consumers, the 4 Pillars debt consultant can provide several options. In some cases, and if the debt is significant or prolonged, there may be fewer choices. In either situation, it is up to the consumer to make the choice on how to proceed with the support of the debt consultant and other professionals.
Education and Options
In addition to completing the personalized debt analysis, the 4 Pillars debt consultant also provides education. This education is invaluable to allow the consumer to make an informed choice. It is also essential in developing new habits around credit and financial matters to avoid debt situations in the future.
Through ongoing support and education, people can learn how to manage their money and avoid bad types of debt. They can also work to pay off their credit cards, vehicle loans, and their mortgages, moving to a debt-free future as quickly as possible.