If you suffer from medical issues that prevent you from living a functional, healthy life, you’re not alone. Millions of people in America suffer from conditions that prevent them from holding a job and enjoying life, and for people like them, SSDI or Social Security disability insurance is a good option. When considering Social Security disability benefits in Waukegan, it’s always best to consult a disability attorney. Below are a few important things to know about SSDI.
Most People Receiving Disability Payments Get SSDI
The Social Security Administration (SSA) has two programs for those with disabilities: SSDI and SSI or Supplemental Security Income. While the two sound similar, they are given differently, and some people receive both. However, most people get SSDI benefits.
Eligibility is Based on Work Capabilities
Most of your disability application depends on your income and your current work capabilities. For instance, to get SSDI, you must earn less than the SGA (substantial gainful activity) threshold each month. There’s no limit to the amount you can earn from sources other than a paying job. When reviewing the case, the SSA will examine your work history and your past jobs’ physical requirements. If your condition keeps you from doing similar work, your eligibility is almost certain.
Your Spouse Doesn’t Affect Your Eligibility
While your work history and income are considered, those of your spouse are not. In fact, any work income, investment income, or interest earned by your spouse is disregarded when you apply for disability income.
Call a Social Security Disability Attorney
If you think you may be eligible for Social Security disability benefits in Waukegan, it’s best to consult a disability lawyer. Attorneys and advocates are a valuable resource when filing applications, organizing paperwork, and going through the appeals process. To have the best chance of getting the help you need, consult an attorney today.
