If you live and work in the Philadelphia area and you have been injured on the job, you will have the benefit of filing a claim through workers compensation in order to be compensated for your medical bills and any lost wages you may have experienced from a work related accident. However, if you’re going to participate in Workers Comp in Philadelphia, there are some things you’ll need to know about filing your claim.
The first thing you’ll want to do is seek medical attention immediately. After you have sought out medical attention, it’s time to file your claim and you can do so through your employer. Sometimes your employer will drag their feet; if if this happens, it will be a simple matter of contacting your state’s workers compensation office in order to rectify the situation.
Once you’ve filled out your claim, you will submit that back to your employer. From there, it’s your employers responsibility to submit that claim to their workers compensation insurance carrier. In the event there is no challenge made to your claim, you will typically be contacted by a workers compensation adjuster that will determine your benefits. You will also receive information on where to send medical bills for payment.
Unfortunately, not all claims for workers compensation goes so smoothly. Sometimes, an employer will challenge the claim, as they have a right to do, with the sole purpose of keeping their workers compensation insurance premiums low. In other cases, you may be denied your claim by the insurance carrier. In these cases, you may want to consider contacting an attorney to see what options you have in challenging your denial of benefits.
It would be preferable if all workers compensation claims went smoothly, unfortunately, that isn’t always the case. However, if you are being denied benefits that you feel you’re entitled to with Workers Comp in Philadelphia, it will be in your best interest to speak with an attorney. Whether it’s for the intention of them representing you and challenging your case or if it’s simply for consultation on what you can do moving forward in your workers compensation claim, you’ll need the help and the advice of a legal professional. Contact Swartzculleton.com for further details.
