If you’ve been struggling day in and day out with the burden of unmanageable debt, you know how quickly and easily your out of control finances have the potential to take over your life. Between starting your day with creditor calls, coming home to a pile of collection letters and past due notices, and lying awake every night after your family has fallen asleep, wondering what you’ll do to get out of the situation, debt can take a huge toll on a person. Not only that, it can affect how you deal with others at work and at home, especially when every time the phone rings, it’s a persistent creditor you’d rather avoid. Of course, you can’t avoid dealing with financial difficulties forever, and if there’s a situation that’s keeping you from making the type of money you need to live and pay your bills, there are other alternatives. When it comes to Chapter 7 Bankruptcy Hartford CT has a full range of knowledgeable attorneys who are able to advise you of your options. For instance, simply setting up a consultation at Jefferson Hanna Law will give you an idea of where you stand, and whether or not your situation warrants a Chapter 7 filing.
For many people, bankruptcy is a dirty word, and a solution that’s not even a consideration. However, for all the stigma attached to filing for bankruptcy, doing so is often the responsible financial choice. Once an attorney files a bankruptcy petition that is approved by the court, creditors are by law no longer allowed to contact you, and every ring of the phone or mail delivery will no longer be a cause for stress and anxiety. Even potential litigation in order to collect a debt is put to an end, and you are essentially given a second chance at a brighter financial future.
Of course, nothing comes without a cost, and it is important to protect your rights and your assets during the process. If you’re interested in Chapter 7 Bankruptcy Hartford CT law gives you the right to appear in court with an attorney, so retaining an experienced advocate should be your first step.
