In Huntington, IN, consumers need a variety of insurance policies to meet their individual needs. These policies could provide protection for their investments or offer financial assistance when the unthinkable occurs. A personal insurance policy in Huntington, IN is available to help these consumers meet their needs today.
Homeowners’s Insurance Policies
A homeowner’s insurance policies provide protection against specific events. These events include natural disasters, criminal acts, and fires. The property owner acquires funds for the restoration of their property as well as funds to provide temporary housing. They also acquire the replacement for their personal belongings, appliances, and electronics that were lost during coverage events.
The policy provides either the market or true replacement value for the property. The homeowner should determine what option is best for them to acquire full protection. Under most policies, the market value is based on the current selling price for the property. The true replacement value is calculated by a contractor who will rebuild the home after a total loss.
Automobile Coverage for Your Vehicles
Texas automobile owners are required to maintain at least liability insurance for their vehicle. The policy must offer no less than $30,000 for the first victim of the accident. It should provide a maximum coverage level of at least $60,000. It should also offer $25,000 for all property damage that occurs during the accident.
Any driver who doesn’t acquire a policy could face civil penalties. These penalties begin with a $175 fine for no insurance. However, if the driver is classified as high-risk the fine is maxed out at $350.
Life Insurance Policies
Life insurance policies allow the consumer to acquire coverage for their funeral and burial. These policies may provide financial support for minor children or spouses as well. The value of the policy depends on the type of policy purchased.
In Huntington, IN, consumers face a variety of life challenges that require insurance. These challenges could include fires, natural disasters, or even their death. Through the right policy, the consumer acquires adequate coverage for these events and reduces any associated risks. Contact Mettler Insurance Agency to learn many type of insurance for your personal or business needs in Huntington IN. Give us a call at (260) 356-4400 today!
