In Texas, motorcycle riders face the same requirements for their motorcycle as automobile owners. They must acquire auto liability coverage for the motorcycle. By operating the motorcycle without coverage, the rider is guilty of non-compliance with the law. A local insurance provider offers Motorcycle Insurance for these riders.
What are the Minimum Requirements for Insurance?
The minimum requirements under state laws provide at least $30,000 for individual accidents involving one victim. They must also provide a $60,000 maximum for any accident with more than one victim. The property damage coverage must offer $25,000 for the entire accident.
The motorcycle rider must provide evidence of this coverage when registering a new motorcycle. They must also provide updated information when they renew their tag for the motorcycles. They must also provide evidence of coverage at any time they are stopped by law enforcement.
Understanding Protective Gear Requirements
All motorcycle riders must wear a helmet at all times in which the motorcycle is mobile. This requirement is enforced to ensure adequate protection for the rider. By wearing the helmet, the rider reduces their risk of sustaining a serious brain injury. Any violation of these laws could present further conditions if the rider is injured due to non-compliance.
Comparative Fault and Lane Splitting
Comparative fault indicates that the motorcycle rider played a role in their accident. Moving violations are a common cause of comparative fault rulings. Any injuries caused by a moving violation committed by the rider places them at fault as well.
What Penalties Are Assigned for No Insurance?
Currently, the state imposes a fine of $175 for the initial conviction for this violation. However, the state can impose a maximum fine of $350. The state increases the fine at any time that any extra offenses occur. This could increase the maximum up to $1,000.
In Texas, motorcycle riders must follow the same laws for auto insurance as other drivers. They must have at least liability coverage for their motorcycle. If they fail to comply with these laws, they face penalties. Motorcycle riders who need Motorcycle Insurance should contact Insurance Offices Texas for more information about these opportunities today. You can also follow them on Google+ for more updates.
