Storm damage claims made by insured customers have escalated over the last ten years. In Missouri, the need for residential contractor services has increased to meet this demand. When damaging hail and winds happen, it is hard to determine what to expect.
Work with a Company Well-Versed in Storm Damage Claims
When you are choosing a contractor to repair storm damage to your real estate, you need to make sure you hire a company that is well-versed in storm repair. The company you hire should be familiar with working with professionals in the insurance field to make sure that the job is done properly. A residential contractor should have storm damage inspectors on board to assess the damage and provide a reasonable and fair estimate.
The inspection itself should be conducted by an inspector who has been certified. This way the assessment can proceed without difficulty. Inspections should be completed at no cost to the customer. If you choose to proceed with the work, make sure you review all the details before the project begins. Some residential contractors will finance a part of an insurance deductible for up to a year without interest.
Residential and Storm Damage Specialists
If your property has suffered from storm damage, you need to work with a contractor that regularly takes on a large number of storm damage clients. Using this type of firm will help you realize the desired results. Residential contractors who offer storm damage services are also referred to as restoration providers. These people possess the experience needed to provide an estimate that takes into account the kind of damage that has occurred and its overall impact on a house.
For example, you do not want to use tree-trimming tools to remove a tree that has fallen on a roof. Instead, it is better to use a crane for removal. That is because more damage can ensue if a tree is being cut. Tree trimmers may not know that they can cause further damage by using tree-trimming tools, as their experience is limited to tree removal. A storm inspector who works for a contractor, however, can get rid of the tree safely and without difficulty.
According to the National Storm Damage Center, it is important to contact your insurance adjuster right away to avoid any drawn-out claims process. A storm inspector should be on hand to point out the reasons behind certain repairs when making a claim. Adjusters can make some tricky inquiries in order to reach a settlement. If you have an advocate on hand from a residential contractor company, you can work at getting the claim you feel you deserve. A company also should not use a storm incident to raise your insurance premium or drop you as a customer.
