If you’re thinking about buying a home or refinancing your home, you might need a mortgage broker. When you begin working with this professional, there are a few things to consider so you stay organized and ensure that all the financial details are completed.
Recommendations
As you begin looking for mortgage brokers in Lake Tahoe, CA, you want to get recommendations from several people. Contact realty companies as well as family members and friends who have used brokers in the past. You can also get recommendations from banks and finance companies.
Information
Make sure all the documents and information you need are prepared and readily-available when you meet with mortgage brokers in Lake Tahoe, CA. Some of the key pieces of information you need to have available include your financial details, such as your income and what you pay out each month, your credit score, and proof of identification.
Application
During the application process, you should receive help from your broker. The person should be someone you feel comfortable talking to, as it could be a detailed process. If you’re unsure about something, let the broker walk you through completing the section on the application, as you don’t want to leave anything out that could result in not being approved. Try not to apply for too many loans, as this could negatively reflect on your credit score. However, you might need to apply for two or three before you receive the response you want or need.
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