Just because you may have auto insurance, it doesn’t necessarily mean that you are 100% covered if you were to get in a wreck. Each insurance policy is different, and there are many different coverages you are able to get for your vehicle. When you are selecting a policy for auto liability insurance in Suffolk County, NY, is vital to understand what each policy entails and how much maximum coverage amounts are. Ask your agent to explain the finer details thoroughly. This is much better than having an accident and finding out that you are not fully covered.
Auto insurance is more important than it seems. If you do not have auto liability insurance in Suffolk County, NY on the vehicle that you drive and you get caught driving without insurance, you are taking a chance on losing your driver’s license or even worse. In most states including New York, it is against the law to drive if you do not have insurance. Fines and penalties will be imposed if you are caught. Police officers may arrest you in addition to the fines, and you could possibly even get your vehicle towed.
The state of New York has minimum amounts of liability insurance that you must carry, but it is always wise to get more than the minimum coverage amounts. The minimum is not designed to protect you if you are involved in a major accident where there are a lot of damages and medical bills. Ask your agent to explain the ins and outs and to recommend policies that will keep you well-protected.
Check out website to discover the many liability insurance policy options that are available. They have an excellent reputation and will ensure that you have the right amount of coverage to meet your needs.
