Homeowners are likely to have many questions when they need to hire Roofing Contractors in Topeka KS to repair weather-related damages. If the storm was severe enough, the entire roof might require replacing. Coordinating assessments of the damage with the insurance adjuster and getting estimates from contractors may be a stressful task, but one that can’t be avoided.
Insurance Coverage for Storm Damage
The insurance policy allows homeowners to hire Roofing Contractors in Topeka KS to bring the house back to the condition it was in before the storm hit. The policyholders must pay the deductible they decided on, but the policy pays for all labor and materials after the deductible is satisfied. After a roofing company is selected, the insurance company may send a check directly to the contractor or may send it to the homeowner.
A Project That Proceeds Smoothly
If the property owner has chosen a reputable insurance company and roofing contractor, the project should proceed smoothly. The insurer will not try to force the customer to choose low pricing instead of high quality. The roofer will complete all necessary work and provide a warranty for labor. The manufacturer of the products used also provides a warranty ;typically a very long one.
Upgrades Not Included
If the roof does need replacement, the homeowner cannot expect the insurer to pay for upgrades. The insurance company will cover the cost of new shingles and labor to install them, but it won’t pay for a new metal roof if the previous roof was shingled. The homeowner can expect a check in the amount to restore the house to its previous condition and will have to pay the costs of any upgrades out of pocket.
Starting to Feel in Control Again
Dealing with the aftermath of a tornado or another severe storm can feel overwhelming. But, once the homeowners get started on the process of getting an adjuster on the scene and contacting roofers, they will feel more in control of the situation. People who need to have extensive work done on the roof after a storm may request a free estimate from a company such as Alpha Roofing.
